Privacy Policy

Quin Is Your Wise Buddy, Inc. ("Quin," "we," "us") operates iamquin.ai (the "Site"). This Privacy Policy describes what we collect, how we use it, and your choices.

What We Collect

We collect only what you give us:

• Your email address, when you create an account.
• Your name, school, and other profile details you provide at signup.
• Your mobile number, if you opt in to texts.
• Your checking account's balance and transactions, if you connect one.
• The financial inputs you submit during a demo session (a checking balance, or a credit card interest rate).
• The response the Site generates for you, which contains those inputs in derived form.
• Optional feedback you provide about a response.

We do not collect bank account numbers, Social Security numbers, passwords to other services, or credit card numbers. Do not enter these into the Site.

How We Use It

We use your information to operate the demo, generate responses to your inputs, and study how the demo performs so we can improve it. We do not sell your information.

Third-Party AI Providers

The Site does not currently send your information to any third-party AI provider. An earlier version of this demo generated responses that way; the version you are using does not. If that changes, we will update this policy to name the provider before it happens.

Email From Us

If you opt in during signup, we may email you about this demo and future tests — for example, to invite you to try a new version, share findings, or let you know if the demo is ending. We send these through Resend. You can unsubscribe at any time using the link in any email or by writing to quin@iamquin.ai.

Texts From Us

If you give us your mobile number and check the SMS consent box, Quin sends you recurring automated text messages about your finances and connected accounts, such as balance updates and account alerts. Message frequency varies. Message and data rates may apply. Reply STOP at any time to cancel, START to opt back in, or HELP for help, or email quin@iamquin.ai. We send these through Twilio.

We do not share your mobile number, text-messaging opt-in data, or SMS consent with any third parties or affiliates for their marketing or promotional purposes. This information is shared only with service providers acting on our behalf to deliver text messages, or as required by law.

Your Bank

If you connect a checking account, you log in at your bank through Stripe Financial Connections. Quin never sees your bank password. Stripe gives Quin the account's balance and transactions, which Quin keeps only to compute your numbers. You can disconnect at any time from the Site, which also removes the connection at Stripe.

How We Store It

We use Google Cloud to run the Site and store its data, Cloudflare to serve and protect it, Resend to send email, Twilio to send texts, and Stripe to connect bank accounts. We do not take payments through the Site, and we never ask for or store a card number. We use reasonable technical measures to protect the data, but no system is perfectly secure.

Analytics

We use our own first-party analytics system, plus Cloudflare's, to understand how the Site is used. This does not use cookies and does not store your IP address. It collects:

• Pages viewed and time spent, identified by a visitor hash that resets daily — not a persistent identifier.
• The referring site and any campaign parameters (e.g. utm_ tags) that brought you to the Site.
• General device and browser information.
• The network you’re connecting from (e.g. an internet provider or university network) and its general geographic location, derived from the connection rather than stored from your IP address.

When a visit leads to creating an account or submitting a survey, we associate the referring source and landing page with that signup so we can measure which channels are effective. We do not otherwise link analytics data to your account or identity, and we do not share it with third parties.

Automated traffic (bots, crawlers, link previews, and our own testing) is filtered out before it’s stored.

Your Choices

The Site does not require a password. If you have given us your email address, you can ask us to delete it and everything associated with it by emailing quin@iamquin.ai, and we will. You can unsubscribe from our email at any time using the link in any message we send, and stop texts by replying STOP. Write to the same address with any other privacy request.

Disclosure

We may disclose information to the service providers described above, when required by law, or in connection with a sale of the business. Mobile numbers and text-messaging consent are handled only as described in "Texts From Us" above. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Eligibility

The Site is available only to United States residents who are at least 18 years old. We do not knowingly collect information from anyone under 18.

Changes

We may update this policy. Changes are effective when posted on this page, and the "Last Updated" date will reflect the change.

Contact

Quin Is Your Wise Buddy, Inc.
1401 21st Street STE R, Sacramento, CA 95811
quin@iamquin.ai